Housing Counseling

About Mortgage Counseling

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Our HUD-certified housing counselors are here to guide you whether you’re buying
your first home, struggling to make payments, or facing foreclosure. All services are
free or at a reduced fee.

About Credit Counseling

Our HUD-certified housing counselors are trained to help establish repayment plans, manage debt, and create a realistic, manageable budget for your household.

What We Offer

First Time Homebuyers' Workshops

Join our class to navigate the homeownership process with guidance from our HUD-certified housing counselors.

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Budget & Credit Counseling

Step-by-step instructions and financial education designed to create a path toward a more secure future.

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Foreclosure Prevention

Direct advice from our HUD-certified
counselors provides mortgage assistance and helps prevent foreclosures.

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Other Support

Assist homeowners facing challenges with mortgage payments by providing personalized guidance on loan modifications and forbearances.

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Ready to buy your first home?

Join us online to learn about the home buying
process for $25/person or $40/couple.

Register Now
Frequently Asked Questions
Who can receive our services?

All Prince George’s County residents

When is the next First Time Homebuyers’ Workshop?

Here are the dates for our 2025 schedule:

  • July 26, 2025
  • August, 20, 2025
  • September 19, 2025 (Spanish translation offered)
  • September 27, 2025
  • October 11, 2025 (Spanish translation offered)
  • October 25, 2025

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I’ve fallen behind on my mortgage—what should I do first?

Contact us immediately!

Our counselors will guide you through your rights, review your finances, and assist you in applying for loan modifications or foreclosure prevention programs.

I’ve received a forclosure notice. Is it too late to get help?

No, it’s not too late! Even if the foreclosure process has started, you still have time to ask for help. We can meet with you and your lender to explore other ways to stop your foreclosure proceedings.

How can you help me if I want to buy my first home?

First step is to attend our First Time Home Buyer’s Workshop toeducate you on the process of buying a home.

What documents should I bring to my appointment?

Each situation is unique. We will require you to bring your mortgage statements, bank statements, forbearance and repayment plan packages. Contact us for more information about additional documentation.

How l can budget and credit counseling help me?

This service helps you manage your money better. We will:

  • Create a monthly budgeting plan
  • Finds ways to save money and pay off debt  
  • Understand your credit score

This is great if you want to buy a home or stay on track with your bills.

Is everything I share confidential?

Yes. Everything you share with us remains private. We will never shareyour information without your permission.

Let's Chat!
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