Housing Services
At United Communities Against Poverty, Inc. (UCAP), we are dedicated to stepping up our efforts in addressing issues surrounding the housing crisis. We are always striving to make a difference, and invite you to learn more about our programs and lend your support.
We provide homeowners with alternatives to help them prevent foreclosure. We help borrowers understand the importance of timely mortgage payments and to recognize the warning signs of mortgage delinquency.
We offer counseling in both groups and one–on–one sessions.
COUNSELING INCLUDES:
An initial telephone screening to determine the reason for default and past–due amount is required.
One–on–one counseling will consist of:
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A review of the Making Home Affordable screening
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Documentation collection and consultation with Mortgage Company to determine repayment plans/negotiations
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Budget counseling and money management tips
Group workshops will include:
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An in-depth look at Financial literacy and the foreclosure process. Referrals are made if necessary. If default is not preventable and a foreclosure is foreseeable, the customer is advised on foreclosure procedures and alternatives to foreclosure (i.e. quick sale in lieu of foreclosure, deed–in–lieu, etc.).
To learn more about our Foreclosure Prevention Program contact:
Renee Carroll, Director of Housing Counseling
Ashia Moultrie, Housing Counselor
(301) 322-5700 Ext. 109 • Email:
As the safety net continues to fade, households must begin to make the most of their resources. UCAP’s program seeks to move participants from beginner level behavior to intermediate and advanced. Financial Literacy was added to UCAP’s list of services in 2009. It consists of group and one–on–one counseling.
GROUP COUNSELING INCLUDES:
Goal setting
Credit
Credit Cards
Identity Theft
Wealth Building
Predatory Practices
Financial management group sessions are designed to instruct customers on how money works and family/individual financial planning including savings, investments, insurance and retirement.
ONE ON ONE COUNSELING FOCUSES ON:
Identifying negative items like collections, judgments and past due accounts
Advising the customer on the best approach to resolutions
Assistance with creditor letter writing/telephone calls
Financial management and budgeting
The customer will fully understand their creditworthiness and how to improve their credit. Subsequent sessions – up to three – are expected.
A credit report will be reviewed and provided to the customer.
Sessions are by appointment.
To learn more contact:
Renee Carroll, Supportive Housing Program Manager
As the safety net continues to fade, households must begin to make the most of their resources. UCAP’s program seeks to move participants from beginner level behavior to intermediate and advanced. Financial Literacy was added to UCAP’s list of services in 2009. It consists of group and one–on–one counseling.
GROUP COUNSELING INCLUDES:
Goal setting
Credit
Credit Cards
Identity Theft
Wealth Building
Predatory Practices
Financial management group sessions are designed to instruct customers on how money works and family/individual financial planning including savings, investments, insurance and retirement.
ONE ON ONE COUNSELING FOCUSES ON:
Identifying negative items like collections, judgments and past due accounts
Advising the customer on the best approach to resolutions
Assistance with creditor letter writing/telephone calls
Financial management and budgeting
The customer will fully understand their creditworthiness and how to improve their credit. Subsequent sessions – up to three – are expected.
A credit report will be reviewed and provided to the customer.
Sessions are by appointment.
To learn more contact:
Renee Carroll, Director of Housing Counseling
UCAP's Rent & Eviction Program provides rental assistance to residents of Prince George’s County, Maryland.
To learn more about our Rent Assistance & Eviction Protection Program contact:
Renee Carroll, Supportive Housing Program Manager
To learn more about our Rent Assistance & Eviction Protection Program contact:
Renee Carroll, Director of Housing Counseling
The Family Stabilization Program (FSP) is a 12 - 24 month supportive case management housing program for homeless families in Prince George’s County.
THE PROGRAM PROVIDES PARTICIPANTS WITH:
QUALIFICATIONS:
TO APPLY:
This program provides low–income persons living in permanent housing links to supportive services in the community.
Participants receive community–based, supportive case management referral services for the following:
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Emergency delinquent rental & mortgage assistance
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First–month rent and security deposit assistance
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Utility assistance
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Food Pantry donations
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Daycare & aftercare programs
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Public transportation assistance
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Education & Employment
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Job Training
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Health care, mental health, & substance abuse support
To learn more about our Service-Linked Housing Program please contact
Chere Torsiello, Progressive PATH Manager
(301) 322-5700 Ext. 122 • Email:
Charbrecca Royster, Progressive PATHCase Manager
(301) 322-5700 Ext. 114 • Email: